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2544 TAI SANG info@hktaisangb.com

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Personal Loan

  • Loans available from $1,000 to HK$25,000
  • Quick decision, you could receive immediate funds
  • No setup or arrangement fees
  • TAI SANG NET BANKING LTD. Advance customers could get 10% cashback
The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
Are you eligible?

To be eligible for a Personal Loan you need to:

  • have a TAI SANG NET BANKING LTD. or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an TAI SANG NET BANKING LTD. current account)
  • have an annual income/pension before tax of HK$10,000 or more

    • Not available for customers with a Basic TAI SANG NET BANKING LTD. Account.

    We do not offer our Personal Loans for a number of purposes including:

  • The purchase of property or land (both Hong Kong & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

    • In addition, our Personal Loans should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

    • Please note that this list is not exhaustive.

    Our Personal Loans are subject to status.

View details

3.3% APR Representative

for loans between HK$7,000 and HK$15,000.

TAI SANG NET BANKING LTD. Premier Personal Loan

  • Exclusively for TAI SANG NET BANKING LTD. Premier customers
  • Loans available from $1,000 to HK$50,000
  • Quick decision - you could receive immediate funds
  • No set up or arrangement fees
  • Make unlimited overpayments free of charge
The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
Are you eligible?

To be eligible for a TAI SANG NET BANKING LTD. Premier Personal Loan you need to:

  • Hold a TAI SANG NET BANKING LTD. Premier Account – for further information please click here
  • You are 18 years or older
  • Your residential address is within the Hong Kong

    • We do not offer TAI SANG NET BANKING LTD. Premier Personal Loans for a number of purposes including:

  • The purchase of property or land (both Hong Kong & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

    • In addition, a TAI SANG NET BANKING LTD. Premier Personal Loan should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

    • Please note that this list is not exhaustive.

    Our TAI SANG NET BANKING LTD. Premier Personal Loans are subject to status.

View details

3.3% APR Representative

for loans between HK$7,000 and HK$30,000.

Graduate Loan

  • Exclusively for TAI SANG NET BANKING LTD. current account customers within 5 years of graduating
  • Loans available from $1,000 to HK$25,000
  • Quick decision - you could receive immediate funds
  • No set up or arrangement fees
  • Make unlimited overpayments free of charge
The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
Are you eligible?

To apply for a Graduate Loan, you need to:

  • Have an TAI SANG NET BANKING LTD. current account
  • Be 18 years or older and a Hong Kong resident
  • Have an annual income/pension before tax of HK$10,000 or more
  • Be within 5 years of graduation

    • Please note, we may ask you to provide proof of your graduation when you apply.

    Available for 5 years after graduation to customers who are currently (or were previously) on our Graduate service.

View details

3.3% APR Representative

for loans between HK$5,000 and HK$25,000.

Flexi loan

  • Loans available from HK$500 to HK$5000
  • Only pay for what you use - if you don't use your Flexi loan, you don't pay anything
  • Choose your monthly repayment on your outstanding balance from 4% - 10%. Minimum payment applies
  • No set up or arrangement fees
  • Re-draw your available balance up to the limit. Once you've repaid your Flexi loan, you can redraw the available balance
The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
Are you eligible?

To apply for a Flexi loan, you need to:

  • have an TAI SANG NET BANKING LTD. current account
  • be 18 years or older and a Hong Kong resident
  • have an annual income/pension before tax of HK$10,000 or more
View details

17.9% APR Representative

for loans between HK$5,000 and HK$25,000.

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